Renting an exotic car in Illinois: rules, costs and where to go
What Illinois requires for insurance, the main airports and cities, the best drives, and the closest place to rent a supercar with delivery.
You’ll need a valid license, the rental company’s minimum age, and full-coverage insurance (liability plus collision) that extends to rentals. Illinois’s liability minimum is $25,000 per person and $50,000 per accident for injuries, and $20,000 for property damage (25/50/20). Most exotic rental companies in Illinois operate around Chicago and Naperville.
The rules at a glance
- Liability insurance minimum
- $25,000 per person and $50,000 per accident for injuries, and $20,000 for property damage (25/50/20)
- Other required coverage
- Uninsured motorist coverage
- Main airports
- Chicago O'Hare (ORD) and Chicago Midway (MDW)
- Biggest cities
- Chicago, Naperville, Schaumburg
- Best season
- May to October. Winter salt and snow mean many exotic cars come off the road from about December to March.
- Tolls
- I-PASS covers the Illinois Tollway, and E-ZPass works too.
Where to rent an exotic car in Illinois
Chicago is where most exotic rentals in Illinois happen, with several companies operating across the city and suburbs. Our Chicago guide covers prices, drives and delivery areas.
- Compare the minimum age, deposit and insurance rules before you fall for a car.
- Look for published prices and deposits; companies that hide them until you call often add fees.
- Ask whether delivery is included, and how many miles per day you get.
Insurance in Illinois
Illinois’s minimum liability coverage is $25,000 per person and $50,000 per accident for injuries, and $20,000 for property damage (25/50/20). Illinois also requires: Uninsured motorist coverage. That’s the legal floor for your policy. For an exotic rental you’ll also need collision coverage, which no state requires, and the rental company will usually ask to see it. Read how rental insurance works.
Insurance minimums: CarInsurance.com state table, updated September 2026. Confirm with your insurer or the Illinois insurance department, as limits change.
Best drives in Illinois
Skyline on one side, Lake Michigan on the other. Best early on a weekend morning.
From Evanston through Wilmette and Lake Forest, past lakefront mansions and tree-lined curves.
When to go
May to October. Winter salt and snow mean many exotic cars come off the road from about December to March.
Getting there
The main airports are Chicago O'Hare (ORD) and Chicago Midway (MDW). I-PASS covers the Illinois Tollway, and E-ZPass works too.
Frequently asked questions
Can you rent an exotic car at 18 in Illinois?
It depends on the company. Most exotic rental companies require drivers to be 25, some allow 21, and a few rent to drivers 18 and up.
What insurance do I need to rent an exotic car in Illinois?
Full coverage, meaning liability plus collision, that extends to rental cars. Illinois’s liability minimum is $25,000 per person and $50,000 per accident for injuries, and $20,000 for property damage (25/50/20).
Where can I rent an exotic car in Illinois?
Start with the biggest cities, like Chicago, Naperville, Schaumburg, where most exotic rental companies operate. Compare minimum age, deposit and insurance rules before you book.
Before you book
How old do you have to be to rent an exotic car?
Most exotic car rental companies require drivers to be 25, but some rent at 21 or even 18. Here's how age rules work, which states protect young renters, and where you can rent at 18.
How much does it cost to rent an exotic car?
Real daily rates for renting a Lamborghini, Ferrari, Rolls-Royce, G-Wagon, McLaren or Corvette, plus the deposits and extra costs to plan for.
Do I need my own insurance to rent an exotic car?
Most exotic rental companies require your own full-coverage auto policy. Here's what that means, what to ask your insurer, and why credit card coverage usually won't work.